💪 Many people don’t know their health plan may include FREE gym access

Across the United States, several health insurance plans now include gym memberships and wellness benefits designed to promote physical activity and long-term well-being.

Programs such as SilverSneakers, Renew Active (UnitedHealthcare), and Silver&Fit let eligible members access local gyms, fitness classes, and even online workouts — often at no additional cost.
In this article, you’ll understand how these programs work, who can join, and how to check your eligibility.

💡 What gym programs are linked to health plans

Programs like SilverSneakers, Renew Active, and Silver&Fit were created to encourage members — especially older adults — to maintain an active lifestyle.
They provide free or discounted access to thousands of participating gyms, in-person classes, and online training sessions tailored to every fitness level.

🏥 Why health plans offer this benefit

Physical activity plays a key role in preventing chronic diseases, improving mobility, and reducing healthcare costs.
That’s why many insurers invest in fitness benefits as part of their preventive and wellness initiatives, aiming to support healthy aging and reduce long-term expenses.

👩‍⚕️ Who can qualify

Most Medicare Advantage (Part C) and some private health insurance plans include these gym benefits.
Eligibility usually applies to adults aged 50+ or 65+, depending on the plan and provider.

🧭 How enrollment works

• Here’s how it typically works:
• Check if your plan includes a fitness benefit;
• Receive a digital ID or access code;
• Register on the program’s official website (like SilverSneakers.com);
• Choose a participating gym and start training — often for free.

🌎 Where these programs are available

These fitness benefits are available in all 50 U.S. states, with partner gyms in both urban and rural areas.
Many programs also offer virtual classes and wellness tools for members who prefer to work out from home.

On the next page, you’ll see how to verify your eligibility and activate your gym membership step by step.